Highlights
- Deposits grew 18.4%, and advances grew 17.3% (excluding merger).
- CASA ratio dropped from 42% to 38%, indicating a shift in deposit mix.
- Stability in Net and Gross NPA supports sound risk management.
- A 51% rise in Q2 FY23 PAT was followed by a drop to 34% in Q3 FY23, reflecting earnings fluctuations.